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Can the seller pay off consumer debt on a VA purchase deal? Easy off-ramp for this MLO

Jun 19, 2026

Can the seller pay off consumer debt on a VA purchase deal? Easy off-ramp for this MLO

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My LO friend was happy to get this deal off his desk

Jun 5, 2026

My LO friend was happy to get this deal off his desk

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Referral needed for a VA construction loan?

May 29, 2026

Referral needed for a VA construction loan?

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Jumbo deal, 660 scores, recent BK7, lates after BK, unrecorded land contract, balloon note looming

May 22, 2026

Jumbo deal, 660 scores, recent BK7, lates after BK, unrecorded land contract, balloon note looming

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how this loan got done, despite 30-day lates

May 8, 2026

how this loan got done, despite 30-day lates

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HOA rejected by the VA (still closed this condo deal with a VA loan)

May 1, 2026

HOA rejected by the VA (still closed this condo deal with a VA loan)

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VA otc construction loan - active duty with 5 kids

Apr 24, 2026

VA otc construction loan - active duty with 5 kids

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HELOC for $300k (even though construction wasn't done)

Apr 10, 2026

HELOC for $300k (even though construction wasn't done)

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Are your 1099'd clients getting denied?

Apr 3, 2026

Are your 1099'd clients getting denied?

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About Second-Look Brief

Second-Look Brief is a weekly newsletter for mortgage and banking professionals. It explores real files where an internal approval wasn’t possible but a path was made available with a responsible second look.

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Second-Look Brief is an educational resource provided by Adrian Tavolacci, NMLS 201164. Programs, guidelines, rates, terms, and availability are subject to change and vary by borrower and property. Nothing herein should be construed as a credit decision, underwriting determination, or commitment to lend. Equal Housing Opportunity.

Mortgage lending services provided by Mutual of Omaha Mortgage, NMLS 1025894
211 N Beech St., Bellaire, MI 49615

© 2026 Second-Look Brief, All Rights Reserved. Lending Services Provided by Adrian Tavolacci NMLS 201164 with Mutual of Omaha Mortgage NMLS 1025894 Equal Housing Lender.
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