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Oliver Buchannon
Adrian Tavolacci

Expert LO fixing complex deals for Realtors and bankers. Turning tough loans into smooth closings.

67% DTI VA purchase (this one had some hair on it)

Feb 20, 2026

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2 min read

67% DTI VA purchase (this one had some hair on it)

Adrian Tavolacci
Adrian Tavolacci
100K HELOC approved in 3 days (recent self-employment, spouse credit issue)

Feb 13, 2026

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2 min read

100K HELOC approved in 3 days (recent self-employment, spouse credit issue)

Adrian Tavolacci
Adrian Tavolacci
HELOC denied (no scores) - Closed with reverse mortgage

Feb 6, 2026

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2 min read

HELOC denied (no scores) - Closed with reverse mortgage

Adrian Tavolacci
Adrian Tavolacci
Compensating Factors Git-R-Done

Jan 30, 2026

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2 min read

Compensating Factors Git-R-Done

Adrian Tavolacci
Adrian Tavolacci
MFG Home, 1st Time Buyer

Jan 23, 2026

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2 min read

MFG Home, 1st Time Buyer

Adrian Tavolacci
Adrian Tavolacci
DPA with household restructure

Jan 16, 2026

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2 min read

DPA with household restructure

Adrian Tavolacci
Adrian Tavolacci
Outside the Box - $490K HELOC Approved

Jan 9, 2026

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2 min read

Outside the Box - $490K HELOC Approved

Adrian Tavolacci
Adrian Tavolacci
Two real constraints. One viable solution.

Dec 19, 2025

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2 min read

Two real constraints. One viable solution.

Adrian Tavolacci
Adrian Tavolacci
Three reasons this deal should have died

Dec 15, 2025

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2 min read

Three reasons this deal should have died

Adrian Tavolacci
Adrian Tavolacci

About Second-Look Brief

Second-Look Brief is a weekly newsletter for mortgage and banking professionals. It explores real files where an internal approval wasn’t possible but a path was made available with a responsible second look.

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Second-Look Brief is an educational resource provided by Adrian Tavolacci, NMLS 201164. Programs, guidelines, rates, terms, and availability are subject to change and vary by borrower and property. Nothing herein should be construed as a credit decision, underwriting determination, or commitment to lend. Equal Housing Opportunity.

Mortgage lending services provided by Mutual of Omaha Mortgage, NMLS 1025894
211 N Beech St., Bellaire, MI 49615

© 2026 Second-Look Brief, All Rights Reserved. Lending Services Provided by Adrian Tavolacci NMLS 201164 with Mutual of Omaha Mortgage NMLS 1025894 Equal Housing Lender.
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